We start at the beginning
We begin with your family, business, values, priorities and definition of success—before a single recommendation is made.
Why Us
Independent by design, and built to stay that way.
We do not just manage wealth. We help families build resilient, meaningful lives—combining planning, wellness, stewardship and specialized expertise around one coordinated family vision.
Independent by design, fiduciary by duty, institutional in reach and focused on planning — the four are not a marketing frame. They are what the structure of the firm actually enforces.
The comparison
A familiar industry model—compared with a deliberately different one.
Not every firm operates the same way. This comparison shows the distinction between a common product-led model and the planning-led structure Family Tree was designed to provide.
A common product-led model may
- Begin with products, portfolios or what the firm already distributes
- Keep planning, tax, insurance and estate work in separate silos
- Leave the family to coordinate multiple professionals
- Focus primarily on investment accumulation and performance
- Review reactively or only at scheduled portfolio meetings
- Treat retirement as a number rather than a major life transition
- Give limited attention to wellness, family readiness and social impact
- Leave personal tax-return costs and coordination entirely to the client
Family Tree Private Wealth
- Plan first. Plan only. Solutions follow a complete understanding of the family
- Independent, objective planning not built around a proprietary product shelf
- A coordinated team that works with your accountant, lawyer and other advisers
- Tax, protection, estate, retirement, risk and investment oversight considered together
- Ongoing stewardship that adapts as your life, family and environment change
- A wellness package that considers purpose, health, relationships and fulfillment
- Social stewardship, family governance and meaningful impact built into the conversation
- Personal tax returns paid for through our accountant or yours, subject to engagement terms
“Common model” describes industry practices that may exist and is not intended to characterize every other firm. Final claims and service descriptions should be reviewed before publication.
Why families choose us
More than wealth. A better way to care for the whole picture.
Every part of the Family Tree experience is designed to create clarity, resilience and meaning—not simply more financial activity.
Independent and client-first
Our planning is not tied to a proprietary product shelf or a single investment manager. Within the agreed engagement, our fiduciary focus is to put the family’s interests and plan first.
One coordinated team
We work with your internal team and trusted professionals—then add specialized expertise where it creates value.
Wellness is part of wealth
Financial security matters, but so do health, purpose, relationships, time and the confidence to live well.
Social stewardship
We help connect wealth to family values, community contribution, philanthropy and a positive legacy that can outlive the capital.
Personal tax-return benefit
We pay for eligible personal tax returns prepared through our accounting relationship or by the accountant you already trust.
Risk and resilience first
We look beyond market risk to family, business, tax, estate, longevity, liquidity and protection risks that can affect the plan.
Institutional reach
Appropriately licensed institutional money managers can be selected through a disciplined due-diligence process for implementation.
Tax and protection together
CPA tax discipline and advanced protection expertise are considered in one integrated design rather than separate silos.
Multi-generational readiness
We help families establish governance, educate the next generation and prepare people—not just documents—for transition.
Proactive, not episodic
Your plan is monitored and tended over time as tax law, markets, health, business and family priorities evolve.
A relationship built to last
Boutique and unhurried by design, we stay close enough to understand the story behind every important decision.
Independent does not mean alone
Freedom to bring the right people to the table.
Family Tree coordinates specialized perspectives across tax, actuarial analysis, comprehensive planning and retirement wellness. We also collaborate with the accounting and legal professionals who already know your family.
“The point is not to have more advisers. The point is to have the right advisers working from the same plan.”
- Mark CallaChief Efficiency Officer
- Susan LatremoilleChief Retirement Officer
- Scott SadlerChief Math Officer
- Dirk LeavesleyChief Planning Officer
The Family Tree wellness package
The best return on wealth is a life well lived.
Our planning extends beyond money into five connected dimensions of readiness.
Whole-life
readiness
01
Financial confidence
Cash flow, tax, retirement income, protection and estate planning are organized around the life you want—not as disconnected technical exercises.
- Clear retirement-income and spending strategy
- Tax-aware coordination across personal and corporate wealth
- Protection against longevity, liquidity and family risks
02
Physical well-being and longevity
A longer life creates opportunity and responsibility. We help plan for care, housing, insurance, lifestyle choices and the financial flexibility that supports independence.
- Longevity and health-care cost scenarios
- Housing, care and insurance considerations
- Resources that support energy, mobility and independence
03
Emotional readiness
Retirement and succession can reshape identity, routines and confidence. We make room for the human transition—not only the financial mechanics.
- Readiness for identity and role changes
- Clarity around uncertainty and major transitions
- A plan that supports confidence rather than only compliance
04
Family and social connection
Relationships, community and communication are central to well-being. We help families prepare for shared decisions and a connected next chapter.
- Family governance and communication
- Spouse and next-generation alignment
- Intentional community, friendship and contribution
05
Purpose and fulfilment
The plan should answer more than “Will the money last?” It should help define what your time, experience and prosperity are meant to make possible.
- Happiness Portfolio and next-chapter planning
- Purpose, learning, mentorship and contribution
- A legacy that is lived as well as transferred
A practical difference you can feel every year
We pay for your personal tax returns.
Use the accountant you already trust or work through our accounting relationship. Either way, the objective is better continuity between your annual tax filing and the larger family plan.
Subject to the scope, eligibility and cost limits set out in the client engagement. Accounting services are provided independently by the accountant.
Social stewardship
Wealth can do more than accumulate. It can contribute.
We help families define the impact they want to have—inside the family, in the community and across generations—then connect that purpose to governance, giving and long-term planning.
01
Family stewardship
Clarify values, decision roles and the responsibilities that come with shared wealth.
02
Community impact
Identify the causes, institutions and communities where your capital and leadership can matter.
03
Generational continuity
Prepare successors to carry forward both the assets and the intentions behind them.
How the difference becomes real
Your team and ours. One disciplined process.
The plan is built collaboratively, then coordinated with the specialists responsible for implementation.
01
Discover
Understand your family, business, values, wellness priorities and what the wealth is meant to make possible.
02
Integrate
Organize the facts and bring your accountant, lawyer and other trusted professionals into the same conversation.
03
Design
Create coordinated strategies across tax, retirement, estate, protection, governance and investment oversight.
04
Implement
Work with appropriately licensed and specialized professionals to put the agreed plan into action.
05
Steward
Monitor progress, revisit readiness and adapt the plan as life, law, markets and family priorities change.
Questions families ask
Clear answers are part of the difference.
Does Family Tree directly manage investments?
Family Tree is designed to focus on comprehensive planning and coordination. Investment recommendations and implementation can be provided by appropriately licensed institutional money managers selected through a due-diligence process.
Will you work with our existing accountant and lawyer?
Yes. Collaboration is central to the model. We work with the professionals you trust, clarify roles and help keep tax, legal, protection and planning decisions connected.
What is included in the wellness package?
The package brings financial readiness together with physical well-being, emotional preparedness, social connection and purpose. It is planning for retirement and longevity as a life transition—not only a financial event.
How does the personal tax-return benefit work?
Eligible personal tax returns may be paid for under the client engagement, whether they are prepared by our accounting relationship or the accountant you choose. The final scope, cost limits and process should be documented in the engagement terms.
What does social stewardship mean?
It means helping families use wealth responsibly and intentionally—through family governance, philanthropy, community contribution, next-generation education and a legacy aligned with shared values.
Who is the best fit for Family Tree?
Families, business owners and professionals who value thoughtful planning, collaboration, tax awareness, risk management and a long-term relationship built around more than investment performance.